White Shore Funding

Factoring

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What is Factoring?

Factoring, also known as invoice factoring, is a financial transaction where a business sells its accounts receivable (invoices) to a third party (factor) at a discount. This allows the business to receive immediate cash flow instead of waiting for the invoice payment terms, which could be 30, 60, or 90 days.

Key Benefits

Invoice Factoring Services Empowering Your Business Cash Flow

Improved Cash Flow

Immediate access to funds tied up in receivables..

No Debt Incurred

Factoring is not a loan, so it doesn’t create debt on your balance sheet

Focus on Growth

Allows you to reinvest in your business sooner rather than later.

Professional Collections

The factor handles the collection process, saving you time and effort.

Businesses Across Industries

Who Can Benefit?

Factoring is ideal for businesses that have slow-paying clients but need immediate cash to cover operational expenses, payroll, or growth initiatives. It’s especially beneficial for industries like manufacturing, transportation, and staffing agencies.

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